No. This is critical to understand.
When looking at guaranteed investments it is of utmost importance to understand who is providing the guarantee and what conditions (if any) are attached.
Some investments carry a guarantee by a AAA-rated bank whereas others (typically property related) carry a guarantee from the product promoter or property developer. Clearly these two guarantees do not carry equal weight. Most investors would prefer a guarantee issued by a top bank rather than a guarantee issued by a smaller company with no formal credit rating.
There are a multitude of investment opportunities that we can advise on and where possible we would advise investors looking for a guarantee to focus on institutions with a good rating from a recognized credit rating agency.